Building Brighter Future - Explore Our Personal Loan

Turn your dreams into reality with our hassle-free personal loans, designed to suit your needs and aspirations.

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personal loan

Features and Benefits

Get financial flexibility and meet your personal needs with our hassle-free personal loans offering quick approvals and flexible repayment options

Fixed Interest Rate

Fixed Interest Rate

Fixed interest rates in personal loans keep the monthly installment constant, aiding borrowers’ repayment planning

Repayment Terms

Repayment Terms

We offer different repayment terms, ranging from one to five years. You can choose a term that fits their financial situation

Quick Approval

Quick Approval

Personal loans often have a straightforward application process, and approval can be relatively quick, especially with us

Flexible Loan Amounts

Flexible Loan Amounts

Personal loans can offer various loan amounts to meet your specific needs

Financial Flexibility

Financial Flexibility

Personal loans allow you to fund different life events or purchases without depleting your savings

Quick Access to Funds

Quick Access to Funds

Personal loans offer quick access to necessary funds when facing any urgent financial needs

EMI Calculator










Loan Amount:
Interest:
Your monthly EMI is

a quick and transparent process

We have a simple online
application

Check Eligibility

Check Eligibility

Check eligibility criteria before applying for a loan to ensure approval possibilities.

Calculate Your EMI

Calculate Your EMI

Estimate your monthly EMI effortlessly with our user-friendly loan calculator.

Check Required Documents

Check Required Documents

Ensure which necessary documents are required for loan application.

Fill Application Form

Fill Application Form

Accurately provide all required information in the loan application form for prompt processing.

Eligibility and Documents

Essential documents that need to be provided to complete the process successfully are listed below:

Identification Proof

This includes a valid government-issued photo ID such as a passport, driver’s license, or national ID card

Address Proof

A document confirming your residential address, such as a utility bill, bank statement, or rental agreement

Income Proof

To assess your ability to repay the loan, we may require income-related documents such as salary slips, bank statements, or income tax returns (ITR) for self-employed individuals.

Employment Verification

This can be in the form of an employment letter from your employer or a certificate confirming your business ownership and income for self-employed individuals

Credit Score & History

We may check your credit score and credit history, which can be obtained from credit bureaus in India

Completed Loan Application

We will provide a loan application form that you need to fill out with your personal and financial details

Photographs

We may require recent passport-sized photographs as part of the loan application

Additional Documents

Depending on our policies and your specific situation, we may request additional documents like bank statements or property documents

Frequently Asked Questions

Questions From Customers

faq-image
Existing customers are eligible for personal loan.
KYC of Applicant , co-applicant and Gurantor and 6 month bank statement of Applicant.
Company offer 30k and 50k personal loan amount.
ROI will be 26%.
Customer can apply online, or can visit local branch or dealer point.
Yes
It takes 7-10 days to process.
  • Applicant , co-applicant and guarantor’s cibil score
  • Existing loan track
  • Repayment habit of existing loan
  • Income source
No
  • 6 months for 30000
  • 12 months for 50000
No, it is fixed according to the amount.
Yes,
  • For 50000 Processing Fees is 1480
  • For 30000 Processing Fees is 3540
No, there is no penalty but there are foreclosure charges.
No, you can not change your emi date after disbursement of amount .
Yes
No, it is an unsecured loan.
No, guarantor is compulsory.
Yes, you can take personal loan for business expansion.
Telecallers are in touch with customers from the begining to the disbursement of the loan.
No.

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Our goal at PHF Leasing Limited is to provide access to vehicle loans, home loan, and loan against property at insight competitive interest rates. We are here to help you in fulfilling your dreams.

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