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Who we are

Deep commitment to innovation, collaboration, and excellence

PHF Leasing Limited is a leading provider of financial solutions that empower individuals and businesses to achieve their goals. Activating leadership, living diversity, customer centricity, striving for excellence, demonstrating integrity, sustainability are Our Core Values

  • Our Vision
  • Our Mission

At PHF Leasing Limited we are transforming finance and building an inclusive and sustainable financial system. With a focus on technology, innovation, and customer- centricity, we aim to pioneer change, uplift communities, and foster excellence.

We endeavour to transform finance through the integration of cutting -edge technology, innovative practices and creating a sustainable and inclusive system that evolves with our customers’ needs. We ensure excellence, transparency, and customer satisfaction to uplift the underprivileged communities and enable financial success, and committed to fostering employee satisfaction and growth by providing opportunities and supportive environment.

About PHF Leasing Limited

Founded in 1992, PHF Leasing Limited Limited (formerly PHF Leasing Limited) is a category "B" Non-Banking Financial Company (NBFC) listed on the Metropolitan Stock Exchange of India, headquartered in Jalandhar, Punjab. As of September, 2024, the company has achieved assets under management (AUM) exceeding ₹280 crores, with expectations to surpass ₹300 crores by the end of the fiscal year. This marks a remarkable growth from ₹10.28 crores as of March 31, 2020. PHF Leasing Limited holds a BBB- rating from CRISIL and has successfully reduced its non-performing assets (NPAs) to enhance financial stability.

Operating across 11 states and union territories, PHF Leasing Limited has established a presence in over 120 locations and employs more than 500 people. The company primarily serves borrowers in rural and semi-urban areas in regions including Punjab, Delhi NCR, Himachal Pradesh, Rajasthan, Haryana, Uttar Pradesh, Madhya Pradesh, Uttarakhand, and Jammu.

PHF Leasing Limited's product portfolio has diversified to include mortgage loans against immovable property (LAP), as well as financing for electric vehicles such as e-rickshaws, e-loaders, and electric two-wheelers. This shift aligns with the growing demand for sustainable transportation solutions and reflects the company’s commitment to innovation.

about-us

PHF Leasing Limited is dedicated to promoting financial inclusion by providing viable financial solutions to lower-income segments. The company actively supports women’s empowerment by mandating female co-borrowers for all financing products, particularly in MSME loans aimed at women entrepreneurs. This focus on social responsibility, combined with strategic growth initiatives, has significantly propelled the company forward, positioning it as a key player in the financial services sector.

In addition to its core offerings, PHF Leasing Limited is exploring partnerships and collaborations to further enhance its reach and impact in the market. This forward-thinking approach ensures that PHF Leasing Limited continues to adapt to the evolving financial landscape and meet the diverse needs of its customers.

 Kumar Shalya Gupta

Kumar Shalya Gupta

Chief Executive Officer

Message

Chief Executive Officer

I trust this message finds you in the best of health and spirits. I am thrilled to share a momentous milestone in our journey together. Over the past two years, your unwavering support has propelled PHF Leasing Limited to new heights, and I am deeply grateful for your trust.

As the CEO of PHF Leasing Limited, I am excited to reveal a transformation that will elevate your confidence in us even further. Our company has not only crossed the remarkable threshold of 160 Crores but has also achieved a significant milestone that underscores our financial stability - the coveted BBB- Stable credit rating from CRISIL.

We understand that none of this would have been possible without your invaluable partnership. Your confidence in our vision and your continued support has propelled us forward, allowing us to reach new heights and set even loftier goals for the future. Read More...

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Dear Esteemed & Valued Stakeholders,

I trust this message finds you in the best of health and spirits. I am thrilled to share a momentous milestone in our journey together. Over the past two years, your unwavering support has propelled PHF Leasing Limited to new heights, and I am deeply grateful for your trust.

As the CEO of PHF Leasing Limited, I am excited to reveal a transformation that will elevate your confidence in us even further. Our company has not only crossed the remarkable threshold of 160 Crores but has also achieved a significant milestone that underscores our financial stability - the coveted BBB- Stable credit rating from CRISIL.

We understand that none of this would have been possible without your invaluable partnership. Your confidence in our vision and your continued support has propelled us forward, allowing us to reach new heights and set even loftier goals for the future.

Expressing our gratitude with a simple 'Thanks' seems almost insufficient for conveying the depth of our appreciation. We are truly indebted to the trust placed in Team PHF Leasing Limited, led by visionary mentors and a dedicated Board. Their unwavering commitment to growth, even during the challenging times of the global pandemic and conflicts, has propelled us to the remarkable milestone we now celebrate.

Your pivotal role in our journey cannot be overstated. Your support has empowered us to seize new opportunities, expand our operations, and achieve remarkable growth in Assets Under Management (AUM). Thanks to your partnership, the PHF Leasing Limited family has extended its reach to 80 locations across 8 states. As we celebrate this achievement, we remain dedicated to our core values of transparency, integrity, and innovation. We are steadfast in our commitment to delivering exceptional service to our clients and value to our stakeholders.

This achievement is not just a rating; it's a testament to our collective dedication and vision. It's a testament to you, our invaluable lenders, who have been the driving force behind our growth. Now, as we stand on the threshold of even greater opportunities, I invite you to join us in shaping a future filled with prosperity. Your continued support is instrumental in our quest for excellence.

Looking ahead, we are excited about the opportunities that lie before us. We are confident that, with your continued support and our shared vision, we will scale even greater heights and achieve new milestones.

Thank you for being a part of this incredible journey. Your trust in us has been the wind beneath our wings, propelling us to new horizons.

I eagerly await your response, as we embark on this exciting path together.

Our Board Of Directors