PHF Leasing Limited is a leading provider of financial solutions that empower individuals and businesses to achieve their goals. Activating leadership, living diversity, customer centricity, striving for excellence, demonstrating integrity, sustainability are Our Core Values
Founded in 1992, PHF Leasing Limited Limited (formerly PHF Leasing Limited) is a category "B" Non-Banking Financial Company (NBFC) listed on the Metropolitan Stock Exchange of India, headquartered in Jalandhar, Punjab. As of September, 2024, the company has achieved assets under management (AUM) exceeding ₹280 crores, with expectations to surpass ₹300 crores by the end of the fiscal year. This marks a remarkable growth from ₹10.28 crores as of March 31, 2020. PHF Leasing Limited holds a BBB- rating from CRISIL and has successfully reduced its non-performing assets (NPAs) to enhance financial stability.
Operating across 11 states and union territories, PHF Leasing Limited has established a presence in over 120 locations and employs more than 500 people. The company primarily serves borrowers in rural and semi-urban areas in regions including Punjab, Delhi NCR, Himachal Pradesh, Rajasthan, Haryana, Uttar Pradesh, Madhya Pradesh, Uttarakhand, and Jammu.
PHF Leasing Limited's product portfolio has diversified to include mortgage loans against immovable property (LAP), as well as financing for electric vehicles such as e-rickshaws, e-loaders, and electric two-wheelers. This shift aligns with the growing demand for sustainable transportation solutions and reflects the company’s commitment to innovation.
PHF Leasing Limited is dedicated to promoting financial inclusion by providing viable financial solutions to lower-income segments. The company actively supports women’s empowerment by mandating female co-borrowers for all financing products, particularly in MSME loans aimed at women entrepreneurs. This focus on social responsibility, combined with strategic growth initiatives, has significantly propelled the company forward, positioning it as a key player in the financial services sector.
In addition to its core offerings, PHF Leasing Limited is exploring partnerships and collaborations to further enhance its reach and impact in the market. This forward-thinking approach ensures that PHF Leasing Limited continues to adapt to the evolving financial landscape and meet the diverse needs of its customers.
I trust this message finds you in the best of health and spirits. I am thrilled to share a momentous milestone in our journey together. Over the past two years, your unwavering support has propelled PHF Leasing Limited to new heights, and I am deeply grateful for your trust.
As the CEO of PHF Leasing Limited, I am excited to reveal a transformation that will elevate your confidence in us even further. Our company has not only crossed the remarkable threshold of 160 Crores but has also achieved a significant milestone that underscores our financial stability - the coveted BBB- Stable credit rating from CRISIL.
We understand that none of this would have been possible without your invaluable partnership. Your confidence in our vision and your continued support has propelled us forward, allowing us to reach new heights and set even loftier goals for the future. Read More...