Why Samridhi Is "SAMRIDHI" For Your Family

Flexible Tenure

With Samridhi we offers convenience of choosing tenure from 12 months to 36 months with highest yield.

Multtiple Payment Options

In this era of advanced globalisation, why limit your choices. Select from multiple payout options.

Regular Income

We have a scheme of Quarterly interest payout which is the best in the lot. We also have monthly, Half yearly and annual payout systems.

Highest Rate In The Market

We believe in providing the best to our customers hence we are offering the highest return in the market.

Scheme For Everyone

We believe in development of each and every Individual. Accordingly, we have curated various schemes to cater everyone needs.

Ex Servicemen, Senior Citizen AND Women

Samridhi is offering 0.50% additional rate for Ex servicemen, senior citizen, women.

Cumulative Fixed Deposit Scheme
Non-Cumulative FIxed Deposit Scheme

Cumulative Fixed Deposit Scheme
Period(months)	Investment	Rate% p.a (quarterly rests)	Effective yield% p.a	Interest	Maturity Value
12	10,000.00	10.50%	10.92%	1,092.07	11,092.07
24	10,000.00	10.50%	11.52%	2,303.41	12,303.41
36	10,000.00	11.00%	12.83%	3,847.84	13,847.84

Cumulative (other than above)
Period(months)	Investment	Rate% p.a (quarterly rests)	Effective yield% p.a	Interest	Maturity Value
12	10,000.00	10.00%	10.38%	1,038.13	11,038.13
24	10,000.00	10.00%	10.92%	2,184.03	12,184.03
36	10,000.00	10.50%	12.16%	3,647.03	13,647.03

Non cumulative (Sr citizen, women, ex servicemen,govt & PSU emp, directors, staff)
Period(months)	Rate% p.a (quarterly rests)
12	10.00%
24	10.00%
36	10.50%

Non cumulative (other than above)
Period(months)	Rate% p.a (quarterly rests)
12	9.50%
24	9.50%
36	10.00%

frequently asked questions

Question From Customer

Can I add funds to fixed deposit?

No, we don’t have any recurring deposit scheme yet. Therefore, no fund can be added at any time during the tenure once FD is booked.

What is the minimum and maximum tenure in an FD with PHF Leasing Limited?

The minimum tenure is 12 months and maximum tenure is 36 months.

How will I receive the interest amount?

Interest on FD will be credited via RTGS/NEFT to your registered account.

What is a maturity date?

Maturity date is the date on which the FD’s indicated tenure is completed. On maturity, all the dues including interest is credited to the depositors account.

Are there any special rates?

Here at PHF, we believe in women empowerment, caring for our senior citizens and Ex servicemen. Hence, we have orchestrated special rates for Senior citizen, Women and Ex servicemen at an additional rate of 0.50% p.a on fixed deposits.

Who are eligible to purchase FD?

Individual (both resident and non-resident), HUF, Registered trust/societies, Juridical person not covered in any other mentioned category are eligible to contribute to our FD scheme.

Let's Make Your Future Safe With PHF Deposits

What are we offering special with Samridhi deposits?

Why Samridhi Is "SAMRIDHI" For Your Family

Flexible Tenure

Multtiple Payment Options

Regular Income

Highest Rate In The Market

Scheme For Everyone

Ex Servicemen, Senior Citizen AND Women

Interests And Charges

Interest Rates Upto 12.38%*p.a.

Including 0.50%* p.a. for Senior Citizens and 0.50%*p.a. for Women

Question From Customer

Contact Us