Dear Esteemed & Valued Stakeholders,

I trust this message finds you in the best of health and spirits. I am thrilled to share a momentous milestone in our journey together. Over the past two years, your unwavering support has propelled PHF Leasing Limited to new heights, and I am deeply grateful for your trust.

As the CEO of PHF Leasing Limited, I am excited to reveal a transformation that will elevate your confidence in us even further. Our company has not only crossed the remarkable threshold of 160 Crores but has also achieved a significant milestone that underscores our financial stability - the coveted BBB- Stable credit rating from CRISIL.

We understand that none of this would have been possible without your invaluable partnership. Your confidence in our vision and your continued support has propelled us forward, allowing us to reach new heights and set even loftier goals for the future.

Expressing our gratitude with a simple 'Thanks' seems almost insufficient for conveying the depth of our appreciation. We are truly indebted to the trust placed in Team PHF, led by visionary mentors and a dedicated Board. Their unwavering commitment to growth, even during the challenging times of the global pandemic and conflicts, has propelled us to the remarkable milestone we now celebrate.

Your pivotal role in our journey cannot be overstated. Your support has empowered us to seize new opportunities, expand our operations, and achieve remarkable growth in Assets Under Management (AUM). Thanks to your partnership, the PHF family has extended its reach to 80 locations across 8 states. As we celebrate this achievement, we remain dedicated to our core values of transparency, integrity, and innovation. We are steadfast in our commitment to delivering exceptional service to our clients and value to our stakeholders.

This achievement is not just a rating; it's a testament to our collective dedication and vision. It's a testament to you, our invaluable lenders, who have been the driving force behind our growth. Now, as we stand on the threshold of even greater opportunities, I invite you to join us in shaping a future filled with prosperity. Your continued support is instrumental in our quest for excellence.

Looking ahead, we are excited about the opportunities that lie before us. We are confident that, with your continued support and our shared vision, we will scale even greater heights and achieve new milestones.

Thank you for being a part of this incredible journey. Your trust in us has been the wind beneath our wings, propelling us to new horizons.

I eagerly await your response, as we embark on this exciting path together.